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Care When It Matters Most for Employees and Their Families.

Modern caregiver GAP insurance designed to support employees, families, and organizations through life-changing moments.
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VadieCare

About Off Course Insurance

Helping Organizations Get Back On Course

A modern multi-line Lloyd’s Correspondent MGA built around innovative caregiver protection solutions.
About Off Course Insurance
We provide specialty insurance solutions designed for today’s workforce, supporting caregivers, high-net-worth individuals, athletes, families, and complex commercial enterprises through the Lloyd’s of London Market.
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Industry’s First Group Caregiver GAP Insurance Product

Bespoke specialty coverage built to protect people, families, and businesses when life changes unexpectedly.
  • Built Around VadieCare
  • Lloyd’s Correspondent MGA
  • Specialty & P&C Coverage
  • Enterprise Risk Solutions
  • Modern Caregiver Protection
Explore VadieCare

There are only four kinds of people in the world...

PAST

Those who have been caregivers

01

PRESENT

Those who are currently caregivers

02

FUTURE

Those who will be caregivers

03

future need

Those who will need caregivers

04

Rosalynn Carter

Founder of the Rosalynn Carter Institute for Caregivers

Modern Caregiver Protection

Support for Caregivers. Protection for Families.

VadieCare is a modern short-term caregiver GAP insurance benefit designed to support employees and their families when caregiving responsibilities disrupt work, income, and well-being; extending protection beyond medical, disability, and EAP benefits. Built for modern families balancing work, caregiving, recovery, and everyday life challenges.
  • Caregiver GAP Insurance
  • Employee & Family Support
  • Workforce Protection
  • Financial Assistance
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Our Caregiver Story

Built from Real Life Experiences

Real experiences inspired a modern solution designed to help families navigate caregiving with greater support and protection.
In 2022, Marvin became the caregiver and Power of Attorney for his sister Vadie after her Stage 4 cancer diagnosis, revealing the major gaps families face during caregiving emergencies.

Who can buy Caregiver Insurance in the B2B Group Benefit & Affinity model?

  • Employers
  • Affinity
  • Franchisees
  • Associations

Who does VadieCare cover on the policy?

Who does VadieCare cover on the policy?

  • VadieCare covers employee
  • Spouse
  • Children
  • Household Dependents, including Parents of the Employee
  • Non-parents: Sibling, Aunt & Uncle are included at an additional premium

VadieCare covers the employee, spouse, and Children

Household Dependents, including Parents of the Employee

Non-parents: Sibling, Aunt & Uncle are included at an additional premium

HOW IT WORKS

Average Buyer of VadieCare

Designed for individuals balancing careers, caregiving responsibilities, and family life.

Age Range

Average Buyer Age Range: 25–60 years old

Life Stage Context

Typically employed full-time and actively supporting themselves and/or their families

Risk Profile

Higher likelihood of either needing caregiving support or becoming a caregiver

Caregiving Triggers

Illness, accident, or injury affecting self, spouse, parent, household family member, or child

Product Relevance

Designed for individuals navigating work + caregiving responsibilities simultaneously

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Why Us

Built for Employers & Brokers

Modern Protection for Today’s Workforce

VadieCare helps employers support their workforce while giving brokers a differentiated solution designed for modern caregiving challenges, employee well-being, and long-term organizational value.

Why Employers

Helping organizations better support employees during caregiving challenges.
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  • Reduces caregiving-related disruptions

  • Improves retention and engagement

  • Supports mental health proactively

  • Enhances total rewards strategy

  • Easy voluntary benefit implementation

Why Brokers

Helping organizations better support employees during caregiving challenges.
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  • Solves growing workforce challenges

  • Complements existing benefit plans

  • Telemedicine strengthens value

  • Differentiated insurance solution

  • Flexible group and affinity models

How is VadieCare Offered

100% Employer Paid Benefit

Employer and Employee Split

Voluntary Employee Paid Benefit

Minimum Participation Required

Our Technology

  • AI-assisted underwriting process with human in the loop on complex risk
  • VadieCare Telemedicine On-Demand with 24/7 Service offered from therapists, RNs, & LPNs, as value add for all policyholders with active claims

Leadership & Experience

Meet the Founders Behind VadieCare

Experienced insurance, operations, and underwriting leaders building modern solutions designed to support families, employers, and organizations through life-changing caregiving moments.

Alexis Vaughn

CEO & Co- Founder

16 year insurance & Insurtech Executive Expert

  • Former Benefits Broker at Mercer (Marsh & McLennan Company) & Sales Director at Colonial Life

  • Licensed Producer for P&C, Surplus Lines Broker, Life and Health Producer & Insurance Counselor

  • Former MGA CEO

  • Former Entertainer National Recording Artist and Songwriter

  • Grew Cowbell Cyber Distribution from 4,500 to 23,000 agents and brokers in less than 2 years

  • Successfully developed and implemented MGA structures, distribution, and go-to-market strategies on over 40 Insurtech projects in the last 2 years

Marvin Vaughn

COO & Co- Founder

20 Year Strategy and Operations Consulting Executive

  • Deep experience in Healthcare, Insurance Carrier, and Insurtech Leadership

  • Previous healthcare leadership role in one of the first telehealth companies, Eagle Hospital

  • Former Minor League Baseball Player & Radio Personality

  • Successfully developed Business Growth Strategy, Operations, Go to Market, HR Processes, and Market Expansion strategies on over 40 Insurtech & Carrier Projects in the last 2 years

Stealth CUO

Chief Underwriting Officer

Chief Underwriting Officer in Stealth

  • Stealth Chief Underwriting Officer with 34+ years in insurance, specializing in technical underwriting & risk management, life insurance, and disability products

  • Currently a Vice President of Underwriting at a Top 10 insurance brokerage

  • Former executive roles at Zurich Insurance Group, AIG, Transamerica Life, NFP, AXA Equitable

  • 17 years carrier experience; former Assistant Chief Underwriter leading high-premium portfolios

  • $20M single-signature underwriting authority (top-tier rarity)

  • Deep expertise in high-net-worth / ultra-affluent underwriting

Find a Broker

Find a Broker or Explore Opportunities

Connect with our team to learn more about VadieCare and employer coverage solutions.

Our Partners

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